Mutual Funds
A mutual fund is an investment vehicle that pools funds from investors and invests in equities, bonds, government securities, gold, and other assets. Mutual funds are managed by sound financial professionals known as fund managers, who have the expertise in analysing and managing investments.
Debt Funds
Debt funds which invest primarily in fixed income securities such as Commercial Papers (CP), Certificate of Deposit (CD), Corporate Bonds, T-Bills, government securities and other money market instruments. Since the investments come with a fixed interest rate and maturity date, it can be a great option for passive investors looking for regular income.
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Pension Funds
Putting away a portion of your income in a chosen pension fund to accrue over a long period to secure you and your family’s financial future after retiring from regular employment can take care of most contingencies (like a medical emergency or children’s wedding).
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Bonds
Bonds are debt instruments in which the authorized issuer owes the bond holders a debt. Depending on the terms of the type of bonds, the authorized issuer is obliged to pay interest and/or repay the principal at a later date upon maturity. In simpler terms, a bond is a formal contract to repay borrowed money with an interest at fixed intervals.
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IPO
An IPO, or initial public offering, is the first time a company’s stock is available for purchase by the general public. Investors can make money on stocks that are likely to appreciate over time. A private company that has a handful of shareholders shares the ownership by going public by trading its shares.
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Fixed Deposits
Fixed deposit or FD is one the most common financial instruments offered by banks, as well as non-banking financial companies (NBFC) to their customers. It is a preferred form of investment as it is safer than equity investments.
Fixed Deposits
National Pension System
National Pension System (NPS) is a retirement benefit Scheme introduced by the Government of India to facilitate a regular income post retirement to all the subscribers. PFRDA (Pension Fund Regulatory and Development Authority) is the governing body for NPS.
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